EPF Education Withdrawal Step by Step Guide:

How to Withdraw EPF EPF education withdrawal, KWSP Logofor CFP PROGRAMME



  • Malaysian citizen
  • Still have savings in Account II
  • Minimum academic requirements: bachelor’s degree for CFP or a Diploma for EPF
  • Enrolled in CFP course with an appointed education provider
  • Registered as FPAM Trade Member
  • Have not reached 55 years of age at the time your application is submitted

Documents Required:

  1. EPF Withdrawal Application Form
  2. MyKad (photocopy and Original A4 Size)
  3. Certified letter from FPAM (original)
  4. Offer letter from FPAM (original)
  5. Enrolment Confirmation letter (original)
  6. Approval letter EPF for CFP or IFP course fee withdrawal (Certified True Copy)
  7. Diploma or Degree certificate and Transcripts (photocopy and Original)
  8. Other documents required by EPF


EPF Education Withdrawal Procedures:

Step 1

         Email: start@kmdc.com.my, Website: www.kmdc.com.my

        Address: KDU Management Development Centre Sdn. Bhd. (KMDC), Level 3, Admin Block, KDU University College Utropolis Campus, Glenmarie,, Jalan Kontraktor U1/14, Seksyen U1, 40150 Shah Alam, Selangor Darul Ehsan, MALAYSIA

  • Approximately 1-2 weeks after submitting EPF Withdrawal Request Form to KMDC, collect 3 official letters (Certified Letter, Offer Letter and Enrolment Confirmation Letter) issued by Financial Planning Association of Malaysia (FPAM) from KMDC


Step 2

  1. Proceed to any EPF branch (e.g. Jalan Gasing Branch) with all the required documents.
  2. Complete the KWSP 9H (AHL) Form (get the form from EPF branch)
  3. For second withdrawal, must bring along exam result for the CFP modules in first withdrawal


Step 3

Upon approval, KWSP will release the money to FPAM.

  1. If you have prepaid the fees (tuition fees and exam fees), you will get reimbursement cheque
    from FPAM in about 1 month time after FPAM has received your money from KWSP.
  2.  If you intend to use your EPF money to directly pay to KMDC for your CFP or IFP tuition fee,
    then you MUST apply for the EPF withdrawal at least 8 weeks before the commencement
    date of the CFP course, or else, you will need to pay for your tuition fee first then get
    reimbursement from EPF.


Download EPF Withdrawal Request Form

Download Step by Step Guide on EPF Withdrawal for Education



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